Free
0₫
Start digitizing ledgers — enough for hosts with a few groups.
- Active groups (dây)Up to 3
- Auction, collect/pay, Ví Đúp✓
- Share phiếu to Zalo1 + watermark
- AI assistant @HuioMonthly soft quota
- Auto remindersBasic
- Bank reconciliation—
VIETNAM'S #1 HUI PLATFORM
Smart, Transparent & Secure Hui Management
The first mobile application in Vietnam supporting Organizers (Chủ hụi) and Members (Hội viên) to digitize Hui groups, automate accounting, verify identities via VNeID, and sign electronic contracts.
💻
Web Dashboard
An intuitive big-screen dashboard for organizers. Manage books and logs easily on your PC.
Huio for iOS
Seamless experience on iPhone. Fully integrated with Face ID and real-time push notifications.
🤖
Huio for Android
Download APK directly or get it on Google Play. High performance, light weight.
Core Features
Core Platform Features
We digitize traditional Hui groups with a slot-centric model that ensures safety, automated ledger transparency, and high security.
VNeID INTEGRATION
Absolute Identity Verification
Completely eliminate ghost members and fraud. Every participant's identity is verified with official credentials linked to the national VNeID database.
SMART MATH
Automated Ledgers & Math
Our slot-centric system automatically calculates dead vs. live shares, maps out payout cycles, and updates balances instantly. Zero manual sheet errors.
CASHFLOW CONTROL
Smart Ledgers & Debt Hub
Automated billing notifications sent via Zalo or SMS with detailed digital invoices. Track payment histories, late fees, and cashflows in clean dashboard charts.
LEGAL COMPLIANCE
Digitally Signed Contracts
Generate legally binding agreements validated with secure digital OTP signatures. Contains device metadata and IP logs to guarantee maximum security.
How it works
Simplify Hui management in 4 easy steps
(01)
Create a Group
Organizer sets the total amount, number of slots, and frequency.
(02)
Invite Members
Send a link or QR code for members to join and verify VNeID.
(03)
Auction & Collect
System auto-calculates live/dead slots and sends push notifications.
(04)
Digital Signature
All transactions are logged and electronically signed for safety.
App Screenshots
Explore intuitive and polished layouts
Screen 01
Screen 02
Screen 03
Screen 04
Screen 05
Screen 06
Screen 07
Screen 08
Drag or swipe horizontally to view all screens
Slot-Centric Model
Slot-Centric Accounting Model
Unlike generic spreadsheet apps, Huio is built with the Slot (chân hụi) as the first-class unit. A single member can own from 1 to 5 slots in the same group. All payment status, dead/live calculations, and historic ledgers are tracked at the slot level. This allows seamless mid-cycle slot transfers without disrupting the group accounting.
01. Multi-slottingOne member owns multiple independent slots.
02. Smooth TransferSeamless mid-cycle slot reassignment.
03. Precise AuditAutomatic dead vs. live slot split ledger.
SLOT ALLOCATION VIEW
Nguyễn Văn A (Member A)3 Shares
Slot #1Sống / Live
Slot #2Chết / Dead
Slot #3Sống / Live
Trần Thị B (Member B)1 Share
Slot #4Chết / Dead (Won Kỳ 2)
Metrics
Our numbers say it all
Absolute reliability and maximum transparency in tontine management.
99.9%
Calculation uptime & accuracy
0%
Fraud risk via VNeID KYC
17+
Integrated major banks
100%
Signed digital contracts
"
Since using Huio, I no longer get headaches calculating ledgers every month. Everything is automated!
Ms. Ba - Organizer of 10 years
Much more peace of mind with electronic contracts and VNeID verification. No more fear of scammers.
Mr. Tuan - Member
Super beautiful interface, easy to see. Managing 5 groups at once is still very relaxing!
Ms. Mai - Freelancer
Hui Dictionary
Knowledge & Legal guides for Organizers
Pricing
Organizer plans — clear and practical
Members stay free. Organizers choose Free / Pro / Business by scale and automation needs.
Popular
Pro
200,000₫/month
Unlimited groups + AI and automation for active hosts.
- Active groups (dây)Unlimited
- Auction, collect/pay, Ví Đúp✓
- Share phiếu to ZaloBatch
- AI assistant @HuioFull
- Auto reminders✓
- Bank reconciliationBasic
Business
500,000₫/month
Full bank reconciliation + staff roles.
- Active groups (dây)Unlimited
- Auction, collect/pay, Ví Đúp✓
- Share phiếu to ZaloBatch
- AI assistant @HuioFull
- Auto reminders✓
- Bank reconciliationFull
| Feature | Free 0₫ | Popular Pro 200,000₫/month | Business 500,000₫/month |
|---|---|---|---|
| Active groups (dây) | Up to 3 | Unlimited | Unlimited |
| Auction, collect/pay, Ví Đúp | ✓ | ✓ | ✓ |
| Share phiếu to Zalo | 1 + watermark | Batch | Batch |
| AI assistant @Huio | Monthly soft quota | Full | Full |
| Auto reminders | Basic | ✓ | ✓ |
| Bank reconciliation | — | Basic | Full |
| Staff / roles | — | — | ✓ |
| Existing groups after expiry | Keep & operate | ✓ | ✓ |
30-day Pro trial when you start. Upgrade / renew via support — activated in Control Panel.
Members (Hội viên) are always free — no per-participant fees.
FAQ
Questions you might have before we begin.
Everything you need to know about safety and digital signing
Changelog
Product Updates
The evolutionary journey of HUIO platform development
June, 2026
v0.9.14 — Finance Redesign
Consolidated debt panels, introduced advanced date and group filters, and redesigned cashflow charts.
May, 2026
v0.9.2 — Design System v0.9.2b
Adopted 3D-card elevation, standardized list elements, and integrated member avatars in all directory logs.
May, 2026
v0.9.0 — Live Bidding Room
Launched real-time bidding lobbies, live bid list tracking, and automatic cron-based auction completion.
Trust & Safety
State-of-the-Art Security & Compliance Stack
VNeID Verification
National Digital Identity Integration
MAXIMUM SAFETY STANDARD
Direct verification through the national database to cross-reference official citizen credentials.
Completely eliminates fake members and 'ghost' accounts, ensuring maximum legal accountability.
OTP Contracts
OTP-Verified Electronic Contracts
LEGAL COMPLIANCE
Automatically drafts legally binding digital agreements under Decree 19/2019/NĐ-CP regulations.
Signatures verified via OTP with hardware metadata, IP address, and browser logging for admissible court evidence.
Auto-VietQR & Ví Đúp
Escrow Wallets & Auto-Reconciliation
FINTECH AUTOMATION
Integrated Double Wallet (Ví Đúp) allows deposit escrowing to guarantee payouts and protect organizers.
Real-time bank matching via VietQR codes: instant payment confirmation and automatic debt clearance.