Huio AI Assistant & Co-Pilot
Meet the AI co-pilot built into Huio — ask financial questions, manage groups, auto-bid at auctions, and send group notifications, all by chat.
Huio AI Assistant & Co-Pilot
The Huio AI Assistant is a personal financial and operations co-pilot designed to help organizers and participants manage their cash flows, track debts, automate bidding in auctions, and view interactive visual analytics.
Key Features
1. Financial Summaries & P&L:
- Ask the assistant: "Show my financial summary" or "What is my net profit?".
- The assistant will calculate your total paid contributions, pending collections, received payouts, organizer commissions, and net profit.
- It will display interactive graphs (Bar Charts or Donut Charts) directly in the chat.
2. Group Management:
- Get a quick list of your active groups: "List my active groups".
- Request detailed information about any specific group: "Give me details on the group [Name]".
3. Auction Bidding (Auto-Bids):
- Place bids via chat commands: "Place a bid of 150,000 VND on period 2 in the Family Group".
- The assistant validates the bid rules under your permission level and records it in the database.
4. Group Announcements:
- Organizers can broadcast messages: "Notify all members of the Orchid Group that the payment deadline is tomorrow".
- The assistant will dispatch Push Notifications to all group members.
5. Interactive Chat Features:
- Message Replies: Quote and reply to any previous message to provide clear context.
- Emoji Reactions: Express feedback on messages with emojis (👍, ❤️, 🔥, 😂, 😮, 😢, 🙏).
- Image Attachments: Send screenshots of errors, payment receipts, or documents. The AI Assistant uses multimodal capabilities to read and analyze images (e.g. debugging app issues or explaining stats).
- Message Actions: Click or long-press on a message bubble to open the actions menu where you can Reply, Copy, Edit (user messages only), or Delete (user messages only) messages in-place.
AI Agent Actions Capabilities Summary
The Huio AI Assistant is an interactive AI Agent that executes real-time database updates and communications under strict security protocols.
> [!IMPORTANT]
> All actions that modify group data (such as rescheduling, manual winners, or marking payments) require you to be the Group Organizer of that specific group.
| Action Name | Example Command / Purpose | Permission Level |
| --- | --- | --- |
| Financial Summaries | "Show financial summary" / "Show my net profit PnL" | All Users |
| List Groups | "Which groups do I participate in?" | All Users |
| Group Details | "Get details for the group Family" | All Users |
| Place Bids (Auction) | "Place a bid of 120,000 VND for period 3" | All Users |
| Group Notifications | "Send group notification: We meet tomorrow at 8 PM" | Organizer |
| Query Outstanding Debts | "Who owes money in period 2?" (Drafts customized SMS templates) | Organizer |
| Bulk Debt Reminders | "Send push notification reminders to all unpaid members" | Organizer |
| Mark Member Paid | "Mark Nguyễn Văn A as paid for period 2" | Organizer |
| Record Manual Winner | "Record Nguyễn Văn A as winner of period 3 with bid 150,000" | Organizer |
| Update Group Settings | "Rename group to Golden Fund and set auction time to 20:00" | Organizer |
| Generate Invite Links | "Get invite link for Nguyễn Văn A" / "Generate invite link" | Organizer |
| Reschedule Period (Date/Time)| "Change today's auction time to 16:00" / "Change period 4 to June 30" | Organizer |
| Roll Back Last Period | "Roll back the last completed period results" | Organizer |
| Create Draft Groups | "Create a draft group called Family, contribution 1M with A and B"| Organizer |
| Withdraw Member Slots | "Withdraw slot 3 of Nguyễn Văn A starting period 4" | Organizer |
| Transfer Member Slots | "Transfer slot 2 of player A to player B" | Organizer |
| Add Slot Mid-Cycle | "Add slot 5 for Nguyễn Văn A starting period 2" | Organizer |
| Closed Groups Analytics | "Give me a summary of my completed groups" | Organizer |
Subscription Plans
The AI Assistant is a premium feature available to users with active subscriptions.
| Plan | Price (VND) | Features Included |
| --- | --- | --- |
| Free Trial | 0 VND | 3-day access to test financial tools & RAG chat. |
| AI Assistant Basic | 99,000 / month | Unlimited chat, financial summaries, group queries, manual bids. |
| AI Assistant Premium | 249,000 / month | All Basic features + automated auction bidding and priority support. |
How to Subscribe
To activate or extend your subscription:
1. Go to your Profile (Settings).
2. Tap on the AI Assistant section.
3. Click Subscribe / Extend.
4. Contact support via the Telegram Bot (@huio_support_bot) to complete the manual transfer.